Whether you're truly in need of the barest, least expensive car insurance policy or have room in your budget to increase coverage substantially, you can never assume that all car insurance policies are the same. You must ask about what's specifically included so you know what you're paying for and what you can call on when something happens to your car. And it's not just new insurance holders and new drivers who need to know.
6 September 2022
Homeowner's insurance policies are not necessarily all-inclusive. They can exclude coverage for specific situations, and you may have to buy separate policies to cover those exclusions. Here are a few common homeowner's insurance exclusions that you should know about. Flood Damage A homeowner's policy doesn't cover damages from floods. That's why you should purchase a separate flood insurance coverage to protect your property further. If you live in an area that's prone to floods and your community participates in the National Flood Insurance Program (NFIP), you can get affordable flood coverage through the federal provision.
1 March 2022